Appraisal services for Milledgeville and Baldwin County homeowners
Check out the top seven reasons Georgia homeowners call on Adams Appraisal Service:
At Adams Appraisal Service, we are a family owned and operated business, and we understand the particular needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Adams Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Challenge Tax AssessmentIf you live in a region that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Adams Appraisal Service is your strongest weapon when challenging your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At AAS, we're experts in helping homeowners just like you rid yourselves of unneeded PMI insurance.
Recently got a freeze to your HELOC?Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Adams Appraisal Service can provide you with a professional appraisal to help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for verity, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Adams Appraisal Service offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.